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From v-dmflb_icofcgib_dnpache_dnpache_a@bounce.rm02.net Mon Jul 17 12:17:14 2006 Return-path: Envelope-to: ralph@ronrobcon.com Delivery-date: Mon, 17 Jul 2006 12:17:14 -0400 Received: from ronrob by host.dacomhosting.com with local-bsmtp (Exim 4.52) id 1G2VmS-000815-Hu for ralph@ronrobcon.com; Mon, 17 Jul 2006 12:17:14 -0400 X-Spam-Checker-Version: SpamAssassin 3.1.3 (2006-06-01) on host.dacomhosting.com X-Spam-Level: X-Spam-Status: No, score=-2.6 required=5.0 tests=BAYES_00,HTML_MESSAGE autolearn=ham version=3.1.3 Received: from [129.41.77.72] (port=40029 helo=mail4072.rm02.net) by host.dacomhosting.com with esmtp (Exim 4.52) id 1G2VmS-00080y-8d for ralph@ronrobcon.com; Mon, 17 Jul 2006 12:17:12 -0400 Received: by mail4072.rm02.net id hnes0i064ocg for ; Mon, 17 Jul 2006 12:17:13 -0400 (envelope-from ) Message-ID: <17329927.1153153033439.JavaMail.root@mailgen03.atlp2> Date: Mon, 17 Jul 2006 12:17:13 -0400 (EDT) From: Sage Software Reply-To: Sage_Software@sage.messages2.com To: ralph@ronrobcon.com Subject: Sage Summit: The Spot for Sage Timberline Office learning Mime-Version: 1.0 Content-Type: multipart/alternative; boundary="----=_Part_46877_19317417.1153153017294" x-mid: 247217 X-ClamAntiVirus-Scanner: This mail is clean X-IMAPbase: 1153155685 2 Status: RO X-Status: X-Keywords: X-UID: 1 ------=_Part_46877_19317417.1153153017294 Content-Type: text/plain Content-Transfer-Encoding: quoted-printable If you would like to view this e-mail in a browser, click here: http://recp= .rm05.net/ctt?kn=3D7&m=3D247217&r=3DMjE5NjA1NTY4MQS2&b=3D2&j=3DNjQ5NDY4MDQS= 1&mt=3D1 Sage Summit SPOTLIGHT Sage Summit=20 Customer Conference =20 November 5=968, 2006 =20 Gaylord Opryland =20 Nashville=20 The conference that delivers big impact everywhere but to your budget. Bulletin No. 5 Ralph, Registration for Sage Summit is now open. Summit is the only conference tha= t provides exclusive opportunities to interact with and learn from Sage Tim= berline Office senior leadership, product experts, and fellow customers--al= l under one roof. For a limited time you can save $170--nearly 25%--off the standard registra= tion price. Register today and you'll pay just $825. But hurry--the price g= oes up after July 31, so you must act quickly. Register now: http://recp.rm05.net/ctt?kn=3D1&m=3D247217&r=3DMjE5NjA1NTY4MQ= S2&b=3D2&j=3DNjQ5NDY4MDQS1&mt=3D1=20 Your Summit Code is: L585239 ***************************************** Hard-hitting sessions and networking. At Sage Summit we put our customers in the spotlight. Everyone is there to = meet you and focus on your needs. Attend and you'll experience a complete r= ange of training and networking activities, including: * An on-site Support Center featuring 1-to-1 consultations with Sage Timber= line Office support analysts=20 * Interactive roundtable discussions on the topics that matter to you most= =20 * Inspiring keynote speakers and customer-led presentations=20 * A high-energy trade show with exclusive discounts on products and service= s=20 * Loads of Sage Timberline Office sessions for every level of expertise=20 * Great food, entertainment, and fun=20 ***************************************** Want to learn more? Sage Summit offers something for everyone. Learn why it's the one conference you don't want to miss in 2006: http://re= cp.rm05.net/ctt?kn=3D5&m=3D247217&r=3DMjE5NjA1NTY4MQS2&b=3D2&j=3DNjQ5NDY4MD= QS1&mt=3D1 Browse sessions now: http://recp.rm05.net/ctt?kn=3D6&m=3D247217&r=3DMjE5NjA= 1NTY4MQS2&b=3D2&j=3DNjQ5NDY4MDQS1&mt=3D1 We hope to see you this November in Nashville. ***************************************** ACT NOW to save $170 and be entered to win valuable Summit prizes All conference registrants are automatically entered into monthly Summit pr= ize drawings for suite upgrades, golf and spa certificates, and more. The e= arlier you register, the more chances you have to win. Contest details: http://recp.rm05.net/ctt?kn=3D2&m=3D247217&r=3DMjE5NjA1NTY= 4MQS2&b=3D2&j=3DNjQ5NDY4MDQS1&mt=3D1 ***************************************** Register now: http://recp.rm05.net/ctt?kn=3D1&m=3D247217&r=3DMjE5NjA1NTY4MQ= S2&b=3D2&j=3DNjQ5NDY4MDQS1&mt=3D1 Important Dates:=20 July 17 * Registration opens * Super Saver rate: $825=20 July 31 * Super Saver rate expires=20 August 1=96September 15 * Early Bird rate for EssentialCare customers: $845 * Early Bird rate: $895=20 September 16=96October 27 * Standard rate for EssentialCare customers: $895 * Standard rate: $995=20 October 28=96November 8 * Late/Walk-In rate for EssentialCare customers: $1,195 * Late/Walk-In rate: $1,295=20 November 5 * Sage Summit begins=20 View all pricing promotions including Multiple Attendee discount: http://re= cp.rm05.net/ctt?kn=3D1&m=3D247217&r=3DMjE5NjA1NTY4MQS2&b=3D2&j=3DNjQ5NDY4MD= QS1&mt=3D1 ***************************************** Sage Summit "Register to Win" Sweepstakes: No purchase necessary to enter or win. Sweepstakes subject to official rule= s. Sweepstakes begins on July 17, 2006, and ends on October 1, 2006, and is= open to U.S., Canadian (excluding Quebec), or Caribbean residents who are = current customers of Sage Software products or services. For official rules= or winners list, log on to www.sagesummit.com/registration/contest/ or sen= d SASE to 2006 Sage Summit REGISTER TO WIN Sweepstakes (VT residents need n= ot affix postage), Attn: Deb Woodcock, 15195 NW Greenbrier Parkway, Beavert= on, Oregon 97006. Requests must be received by December 1, 2006. Sweepstake= s is void where restricted or prohibited by law. (c) 2006 Sage Software, Inc. All rights reserved. The Sage Software logo an= d the Sage Software product and service names mentioned herein are register= ed trademarks or trademarks of Sage Software, Inc., or its affiliated entit= ies. All other trademarks are the property of their respective owners. To opt-out from future e-mail messages regarding Sage Software Summit, plea= se click here: http://recp.rm05.net/ui/modules/display/optOut.jsp?&m=3D2472= 17&r=3DMjE5NjA1NTY4MQS2&j=3DNjQ5NDY4MDQS1&mt=3D1 Sage Software, Inc. 56 Technology Drive Irvine, California 92618-2301 This e-mail communication contains an offer to purchase a product or servic= e for your business. ------=_Part_46877_19317417.1153153017294 Content-Type: text/html Content-Transfer-Encoding: 7bit Sage Summit Spotlight

If you have trouble viewing this e-mail, click here

The conference that delivers big impact everywhere but to your budget.

Bulletin No. 5

Ralph,

Registration for Sage Summit is now open. Summit is the only conference that provides exclusive opportunities to interact with and learn from Sage Timberline Office senior leadership, product experts, and fellow customers―all under one roof.

For a limited time you can save $170―nearly 25%―off the standard registration price. Register today and you’ll pay just $825. But hurry―the price goes up after July 31, so you must act quickly.

Register now

Your Summit Code is: L585239

Hard-hitting sessions and networking.

At Sage Summit we put our customers in the spotlight. Everyone is there to meet you and focus on your needs. Attend and you’ll experience a complete range of training and networking activities, including:

  • An on-site Support Center featuring 1-to-1 consultations with Sage Timberline Office support analysts
  • Interactive roundtable discussions on the topics that matter to you most
  • Inspiring keynote speakers and customer-led presentations
  • A high-energy trade show with exclusive discounts on products and services
  • Loads of Sage Timberline Office sessions for every level of expertise
  • Great food, entertainment, and fun

Want to learn more?

Sage Summit offers something for everyone.

Learn why it's the one conference you don't want to miss in 2006.

Browse sessions now.

We hope to see you this November in Nashville.


------=_Part_46877_19317417.1153153017294-- From personalfinance-text-return-747-ralph=ronrobcon.com@mail2.marketwatchmail.com Mon Jul 17 13:21:16 2006 Return-path: Envelope-to: ralph@ronrobcon.com Delivery-date: Mon, 17 Jul 2006 13:21:16 -0400 Received: from ronrob by host.dacomhosting.com with local-bsmtp (Exim 4.52) id 1G2WmQ-0004T0-EM for ralph@ronrobcon.com; Mon, 17 Jul 2006 13:21:16 -0400 X-Spam-Checker-Version: SpamAssassin 3.1.3 (2006-06-01) on host.dacomhosting.com X-Spam-Level: * X-Spam-Status: No, score=1.4 required=5.0 tests=AWL,BAYES_00,INVALID_DATE, MISSING_MIMEOLE autolearn=no version=3.1.3 Received: from [205.203.131.15] (port=26173 helo=sb-qmqp2.marketwatchmail.com) by host.dacomhosting.com with esmtps (TLSv1:AES256-SHA:256) (Exim 4.52) id 1G2WmQ-0004Sl-8N for ralph@ronrobcon.com; Mon, 17 Jul 2006 13:21:14 -0400 Received: (qmail 23554 invoked by uid 502); 17 Jul 2006 12:15:35 -0500 Received: from unknown (10.10.220.86) by sb-qmqp2.marketwatchmail.com with QMQP; 17 Jul 2006 12:15:35 -0500 Mailing-List: contact reports@marketwatchmail.com Precedence: bulk X-No-Archive: yes List-Help: List-Unsubscribe: List-Subscribe: From: MarketWatch e-Newsletter To: ralph@ronrobcon.com Delivered-To: mailing list personalfinance-text@mail2.marketwatchmail.com Delivered-To: moderator for personalfinance-text@mail2.marketwatchmail.com Received: (qmail 7086 invoked from network); 17 Jul 2006 16:51:04 -0000 Date: Mon, 17 Jul 2006 16:51:05 (GMT) X-MSMail-Priority: Normal X-mailer: AspMail 3.53 (SMTP546388) Subject: Personal Finance Daily: July 17, 2006 Mime-Version: 1.0 Content-Type: text/plain; charset="us-ascii" Content-Transfer-Encoding: 7bit X-ClamAntiVirus-Scanner: This mail is clean Message-Id: Status: O X-Status: X-Keywords: X-UID: 2 To ensure you receive this e-mail in the future, please add MarketWatchMail.com to your list of approved senders. ______________________________________________________________________ Personal Finance Daily http://www.marketwatch.com/news/story.asp?column=Personal+Finance+Daily&dist=nwtpf&siteid=mktw ========================== Retirement Weekly ========================= Live the good life when your working days are over! Find out how to achieve retirement independence with Retirement Weekly! http://cbs.marketwatch.com/commerce/RetirementWeekly.asp?siteid=mktw&dist=LRenews ______________________________________________________________________ MONDAY'S PERSONAL FINANCE STORIES The temptation to look at your house as a piggy bank, especially one you're stuffing for retirement, is a strong one. Because you build equity with each and every mortgage payment, and because on top of that your house appreciates at least a percentage point or two above inflation every year (using broad, long-term, national averages) the resulting "account value" at the end of a 30-year mortgage can be substantial. Despite the windfall a house represents, the idea of including it in your retirement portfolio is a dangerous one. Because you always have to live somewhere, and because your cost of living somewhere rarely goes down -- or rarely goes down as much as you think it will when you retire -- that housing value needs to remain stored for your shelter needs. But the bigger problem is that the promise of home-equity riches makes it way too easy to shirk your basic responsibilities of retirement saving. Americans, especially these days, have taken way too much of a laissez-faire attitude, telling pollsters that with all the other financial pressures on them saving for retirement is just too hard -- so why bother, we have our houses to bail us out. In our lead story, real-estate writer Amy Hoak looks what you realistically should expect your home-equity to do for you in retirement. Read what financial planners say is the proper way to account for your housing dollars in your long-range plans, plus learn the five most important things you need to know about property appraisals in a cooling housing market and find out how bearish investors are getting new tools to help them make money in a sinking market, on Monday's Personal Finance pages. You know what inevitably happens when you try to reach into the piggy bank when you're not supposed to -- you end up knocking it over and shattering it on the floor. Steve Kerch, assistant managing editor/personal finance REAL ESTATE _______________________________________________________________________ Forget home equity as retirement solution -- except when it's the only solution http://www.marketwatch.com/news/story.asp?siteid=mktw&dist=nwtpf&guid=%7B1BDD548E%2DE174%2D4848%2D89BC%2DF7FC4EA817CF%7D The equity you build up in your home is not a retirement-savings account, although many Americans are tempted to think that it is. But the smartest way to think about home equity, financial planners say, is as a cushion, a spare tire in reserve just in case savings calculations are off or liquid assets run out. _______________________________________________________________________ Five things to know about home appraisals http://www.marketwatch.com/news/story.asp?siteid=mktw&dist=nwtpf&guid=%7BA661B7DC%2D31EA%2D46FA%2DB6F3%2D2D90CAA154AD%7D Price your home incorrectly and it could mean a long stay on the market, a final selling price lower than what the house is worth or both. That's why some homeowners are electing to pay $300 to $400 for an appraisal before putting their homes on the market. _______________________________________________________________________ MULTIPLE OFFERS STILL REALITY IN BAY AREA HOUSING MARKET The median home price in San Francisco just hit $810,000 but with inventories up, Patrick Barber of Sotheby's International Realty says he's finding opportunities for clients, as he tells Stacey Delo. _______________________________________________________________________ WHO CAN AFFORD ALL THOSE MILLION-DOLLAR HOMES? Who can afford to afford all those homes I see advertised for sale that cost well over $1 million? Nor everyone is a doctor, lawyer, dentist or dot.com entrepreneur. And these houses that I see aren't just in Scarsdale, N.Y., or Seattle -- they're in places like Albany, N.Y., too. STRATEGIES _______________________________________________________________________ A FORTRESS FOR YOUR MONEY Asset protection, or placing your money where it's safe from lawsuits or creditors, was once considered a shady practice. Now it's moving into the mainstream. INVESTING _______________________________________________________________________ Bearish investors get leveraged ETFs http://www.marketwatch.com/news/story.asp?siteid=mktw&dist=nwtpf&guid=%7BBA4183DA%2D329B%2D4E77%2DAE86%2DDB4B5B60EA91%7D Geopolitical risk, weak corporate earnings and a slowing economy would give many investors pause, but short-sellers who profit when stocks decline might be drawn to several new exchange-traded funds that promise to double their money. _______________________________________________________________________ Janus Olympus fund scaled heights, but gets eclipsed http://www.marketwatch.com/news/story.asp?siteid=mktw&dist=nwtpf&guid=%7B11106065%2D7B6E%2D4690%2D8586%2D60B95153C784%7D Investment companies sometimes bury their mistakes, killing off their evil spawn, the funds that never produced good results or which once attracted attention but have since fallen and can't get up. But when Janus unveiled plans last week to kill its Olympus fund by merging it into Janus Orion, industry watchers did a double take. _______________________________________________________________________ Fund manager counts on growth of Asian economies http://www.marketwatch.com/news/story.asp?siteid=mktw&dist=nwtpf&guid=%7B3EC04701%2D413A%2D4597%2DAC5C%2DDDBBCA9118B7%7D Contrary to an old Chinese communist song, the East isn't red anymore. It's green -- as in the color of money. Growth in Asian economies like China, South Korea and India isn't new. But neither is it slowing, said fund manager Frederick Jiang, and for investors with an eastward view, he added, the good times could be getting better. CONSUMER WATCH _______________________________________________________________________ Telecom bundling brings satisfaction, savings http://www.marketwatch.com/news/story.asp?siteid=mktw&dist=nwtpf&guid=%7BF1B4955B%2D7CAF%2D4BC1%2DA2E6%2D7D493B68C4F6%7D Cable and phone companies have been trying to muscle in on each other's turf and that's a great deal for consumers. You can now get unlimited telephone calls, high-speed Internet and hundreds of cable-television channels with nothing good on them for about $100 a month. Investors are wondering who's going to win this battle royal, telephone or cable (or even Internet) companies. Consumers just want to know which is the cheapest and most reliable. AUTOMOBILES _______________________________________________________________________ 2006 Range Rover Sport http://www.marketwatch.com/news/story.asp?siteid=mktw&dist=nwtpf&guid=%7B2F637AE7%2D3EB4%2D4B4E%2DAD08%2D404C3F892946%7D Mother Nature didn't take kindly to, to use the full name, the Land Rover Range Rover Sport. If this thing is ever knighted by the queen, one shudders to think how long the name might become. It rained and rained heavily during our week with the Range Rover Sport, and while that gave us lots of chances to test its performance in the muck and mire there was precious little chance to test it on dry roads, and therefore make some valid comparisons with other high-performance sport utilities. _______________________________________________________________________ FORD TAKES PAGE FROM IACOCCA Ever since Lee Iacocca rolled out the "7/70 protection plan" to sell Chryslers in the mid-1980s, car makers have gone around and around on whether long warranties help sell cars. Now, Ford is giving the old Iacocca warranty idea a new spin. (http://online.wsj.com/public/article/SB115299196698607873-acOCcfrS8FedL6PeqIWrnf2jyP4_20060723.html?mod=mktw) CAREERS _______________________________________________________________________ SHOULD AN EXECUTIVE SEEK A LESSER POSITION AFTER MOVING? I recently relocated and am looking for a new position. My experience and education qualifies me for a fairly senior management job, but job opportunities like that seem few and far between and it's hard to not get anxious. I have been tempted to apply for positions for which I am overqualified. Is there any justification for this? _______________________________________________________________________ GUIDING THROUGH UNCERTAIN TIMES Being an effective leader is challenging even when times are good, let alone during a time of corporate scandals and a rapidly transforming global economy. Paul Taffinder, a partner in the London office of management-consulting firm Marakon Associates, and author of "The Leadership Crash Course: How to Create Personal Leadership Value," spoke recently with The Wall Street Journal Online about what it takes to be a good leader and the difficulty of leading through uncertainty. _______________________________________________________________________ ADVICE FOR PARENTS TOTING KIDS TO WORK With school out for the summer, working parents may struggle at times to find alternatives for keeping their kids supervised. Nearly 40% of U.S. companies allow employees to bring their children to work in the event of an emergency and about the same number sponsor a "bring-your-child-to-work day," according to a new survey of corporate recruiters by Experience Inc., a Boston career-services firm. _______________________________________________________________________ ENJOY THE RETIREMENT YOU DESERVE WITH RETIREMENT WEEKLY Retirement Weekly, new from MarketWatch, provides you with financial, lifestyle, and health care issues of retirement to help you plan for a better tomorrow. Subscribe today and save 15%. http://cbs.marketwatch.com/commerce/RetirementWeekly.asp?&siteid=mktw&dist=LRenews SPECIAL OFFERS EXCLUSIVELY FOR MARKETWATCH MEMBERS! As a Member, be sure to take advantage of the many Special Offers that can be found in the Membership Benefits Center. Sign up for special offers from valued partners such as: Investor's Business Daily, Managed Futures and Value Line. Be sure to sign up today! http://cbs.marketwatch.com/subscriptions/partneroffers/member_benefits.asp?siteid=mktw&dist=MBCenews BENEFIT FROM THE COLLECTIVE WISDOM OF 160 INVESTMENT ADVISORS With Hulbert Interactive, new from MarketWatch, you can access The Hulbert Financial Digest database to find which stocks or funds are most recommended by the top performing investment newsletters, calculate the consensus market timing recommendation among newsletters, and more! Subscribe to Hulbert Interactive! http://cbs.marketwatch.com/commerce/HulbertInteractive.asp?&siteid=mktw&dist=LSenews ______________________________________________________________________ MarketWatch has sent you this e-Newsletter because you signed up to receive it. 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